People generally feel inconvenient discussing their personal investment portfolio with others. They phobia that their investment collection will be discussed by one and all. Some believe that they are experts in the area of finance and they can handle their investments better than anyone else. Some want proper advice but don’t know where to go.
Today several have lots of options for investment in equity and debt. People can decide from a wide range of products but lack information about the same. An unacceptable asset allocation results in big losses or negligible gains. Example, a risk unfavorable person investing only in debt markets won’t earn as much as a risk taker from equity markets. On the other hand, the grumpy investor who only or mostly invests in equity markets will lose a big sum of money when the market crashes. For information just visit Free Stock Trading Tips and get a proper guide.
However, the last some decades witnessed a total change in the nature of performance of the financial market. An array of new products was introduced by both financial institutes and banks that simply lured the many investors to invest in them because of the frequent profits that each product obtainable Be it life insurance policies, Exchange Traded Funds communications bonds, fixed deposits, mutual funds etc each product or scheme is single and meets the required of either your long-term or short-term goals.
Bank fixed deposits are one of the most accepted investment options in India. This type of investment is one of the oldest and safest in the country. Usually, in the case of a bank Fixed Deposit Scheme, a certain amount of money is deposited in a particular bank for a definite duration on which the depositor receives a fixed rate of interest. Fixed deposits are ideal for long-term investments. Mostly young people deposit in such schemes till the age of retirement so that they are suitable for regular profits when they require it most. The best thing about this investment option is that it is enormously safe, liquid and also yields big returns.
Exchange Traded Fund
Among the newest investment options in the country, Exchange Traded Fund or ETFs are known for their big returns yielding nature. Since the product is relatively new people are still a little fearful about investing in these types of funds, however, investing in Exchange Traded Funds are awfully valuable in the long run.
Mutual Funds are one more popular investment option that has gained a huge foothold in the Indian financial market over the last some years. ‘You can invest in both long-term and short-term funds. It is one of the most profitable schemes.